Cryptoworld: The secure blockchain-based exchange for personal data

PikcioChain

The PikcioChain is a secure and distributed permission-based platform specialized in the collection, certification and exchange of personal data.

History

PikcioChain is a proven and award-winning technology with an incredibly strong team behind it.
When companies and individuals choose Pikcio to store and exchange personal data, they know they’re engaging with a service that has been in development for over three years.

Pikcio is the culmination of years of research and development undertaken by its parent company, MatchUpBox, a transatlantic business with offices in Boston, USA, Montpellier, France and Brussels, Belgium.

The focus of this R&D has been the quest for a secure, certified and accessible personal data exchange that enables individuals and companies to manage their digital identifications in a productive, privacy-aware environment.

Founded by fintech and security experts, the Pikcio team has grown over the course of three years as the benefits of Pikcio’s Identity as a Service approach to digital identity management have become increasingly clear.

This success has led MatchUpBox to receive a number of awards including an innovation award at the prestigious Banques et Innovations Grand Prix in Paris, this summer.

Most importantly for the successful development of the Pikcio ecosystem, success has led to partnerships with major multinationals like Lloyds Bank and Deloitte.

The strength of our history is your guarantee of Pikcio’s quality and viability. As we move towards the PKC ICO and beyond, our team will develop and grow to ensure that Pikcio is always being designed and engineered by the very best

The secure blockchain-based exchange for valuable data assets

Pikcio in Brief Pikcio has been designed to store, secure, verify and certify data while ensuring the data source retains full control of their information at all times. Pikcio lets the user choose how to share their data, who to share it with, while also providing them with the opportunity to be paid for its use.

By empowering the individual, Pikcio creates certainty for businesses. As the regulatory spotlight focuses on the data industry, companies need to find efficient ways to comply with new rules like the EU’s GDPR directive, and they need to know that the data they’re buying is both authentic and legally available.

Pikcio creates the trust that’s needed to trade data in confidence.

PikcioChain — the heart of the Pikcio ecosystem

PikcioChain
is a highly secure and distributed permission-based platform designed to collect, certify and exchange personal data in a server-free environment that keeps the individual data provider in control.

PikcioChain
acts as an information highway, enabling individuals and corporations to come together to create a data marketplace with two means of access.

PikcioMe
is a personal device-based app that gives individuals access to the network. Users can verify, certify and trade their data. Each PikcioMe-enabled device acts as the server that provides their personal data to the Pikcio ecosystem.

PikcioPro
is the gateway through which businesses gain access to the Pikcio ecosystem. Using smart contracts that uphold the demands and restrictions of the individual data owner, organizations can buy and sell certified data from or to other parties.

PK Tokens
PKC is the lifeblood of the Pikcio ecosystem, pumping value into users’ data and creating a monetized data marketplace. Holders of PKC can buy data and can access the full range of services available within the Pikcio ecosystem.

You can make a world of difference
Pikcio breaks open the exclusive world of data trading and puts data ownership back into the hands of the data creator. It represents the democratization of the data markets and the fairest way of making sure that the value of a person’s data always flows back to them.

By creating a transparent and self-regulated data trading ecosystem, Pikcio empowers businesses to trade data with confidence and in full compliance with the wishes of the data owner and the relevant regulatory environment.

As a PKC holder, you will be facilitating a revolution in the information economy. Your involvement will bring transparency, security and control to an industry in which the individuals whose data the entire market is based upon, have all too often been missing.

Simultaneously, Pikcio creates an added-value data market that removes business risk and incentivizes individual data sources to supply it with verified data.

Crucially, when you choose to support Pikcio, you know that you’re supporting a fully-operational business that already has clients and owns proven technology. Several key smart contracts, including KYC and GDPR are ready for use and, perhaps most importantly, the PikcioMe app is available and is already storing data securely on people’s devices.

About PikcioChain
The PikcioChain is a secure and distributed permission-based platform specializing in the collection, certification and exchange of personal data.
PikcioChain lets businesses trade and exchange personal data in complete security and with confidence, while simultaneously empowering individuals by giving them control of their own data and enabling them to realize its financial value.

Structure
PikcioChain operates a decentralized structure that lets individual users keep control of their data because it is stored in its entirety only on their individual devices (although encrypted data can be shared onto authorized network nodes for backup purposes).

The Blockchain technology upon which PikcioChain is built, delivers functionality that cannot be replicated elsewhere.

These benefits include:
The security of knowing that fraud, in terms of altering data or transaction histories, is impossible.
Knowing that data is being exchanged with the full permission of the data owner.

The decentralization of data storage is crucial to the successful prevention of data theft. Pikcio users store their data only on their own devices, making a large scale theft of data impossible.

Speed of transactions is an important factor in any data exchange. By using a third generation Blockchain platform, Pikcio is able to take advantage of the almost instant transaction speeds that it offer.

Benefits :

Ideal for KYC
Pikcio is data format & system agnostic so certified data can be plugged straight into existing KYC systems

Fully compliant
Pikcio is GDPR compliant & because users keep control of their data, their permission is always known

Creating value
PikcioCoin gives value to personal data and incentivises users to maintain up to date records

Enabling businesses success
Pikcio helps service providers deliver faster, more secure onboarding, which means their clients enjoy a better user experience

Our Experience
MatchUpBox, the company which owns and develops the Pikcio network was founded by Didier Collin de Casaubon, Fabien Bucamp and Dr Jorick Lartigau PhD. Information about the founders’ careers and the rest of the Pikcio team can be found below.

Who we are

Didier Collin De Casaubon — Founder, CEO.

After achieving a post-grad in Philosophy, a masters in Mathematics and an MBA , Didier juggled working in the banking industry for over 15 years with his ambitions to be software entrepreneur. His understanding of financial services along with his technical expertise have helped him guide the development of Pikcio.

Fabien Bucamp — Co-Founder, CTO.

Fabien’s network security background working at the French Department of Defence makes him the perfect person to oversee the monitoring and management of our software and hardware development work.

Dr. Jorick Lartigau, PhD — Co-Founder, Research.

Jorick leads research into Pikcio, conceptualising and designing new features for the service. His PhD in Computer Science focused on Data Security and Big Data algorithms.

Alizon König — Development.

Alizon spends hours every day coding the engine behind Pikciochain. She ensures that bugs big and small are identified and resolved, making Pikcio an incredibly reliable service.

Gonzague Grandval — Strategy.

Gonzague received his post-graduate diploma in Economics at the Sorbonne. Since then, he has focused his career on cryptocurrency and Blockchain technologies.

Jean-François Lienart — Chief Sales Officer.

Jean-Francois has built up a strong track record in selling IT services solutions to the Benelux market. He specialises in sourcing and implementing new technologies to generate growth within large organizations.

Cherie Arruda — Co-Founder, Plan & Audits.

Cherie built a successful 26 year career in financial services working at a large US bank. She brings her executive leadership in business controls, risk management and compliance to the Pikcio team.

Delphine Benat-Rassat — Operations.

Delphine with her Master in Business Management also has a multisector background in particular in innovative companies. She deals with operations and helps Matchupbox in optimizing its administrative, HR and financial processes.

Use Cases

Pikcio can deliver an enormous range of applications across industry sectors. However, to ensure a focused approach to business and in the interest of ensuring rapid but sustainable growth, we have identified the following areas as our primary targets.

Financial Services
The constant growth in regulatory requirements is seen as a burden by both clients and finserv companies. As such, the repeated requests for KYC documentation that businesses must make of their existing and new clients are becoming a hindrance, damaging the client experience and creating a barrier to the taking on of new customers.

One of the key factors behind the negative KYC experience for clients is that they have to keep providing the same information, often in a manual format, to a new institution when they wish to become a client. Pikcio directly addresses this issue, creating a smooth and streamlined process for both client and company.

Individual users are able to trust Pikcio to transmit their relevant data securely to those companies they wish to do business with. They’re even able to instruct third parties to send their personal details to other approved third parties in accordance with their wishes. This means that one bank can send approved client details to another bank that the client wishes to use for a loan.

From the business perspective, the ability to securely receive certified client details will speed up the KYC process, improving customer onboarding and delivering a far better client experience.

Medical Services
The delivery of health and medical services increasingly takes place between institutions and even across national boundaries; however, the speed of care can be greatly affected by the slow delivery of personal medical information.

Whether it is in the event of an emergency or because a person is moving to a new area, the positive identification of individuals and the timely arrival of medical records can mean the difference between positive and negative health outcomes.

Pikcio can supply both certified identification records and medical data in the space of seconds, providing comfort for the individual and the opportunity for the institution to deliver the highest standards of care.

Key Milestones

2014 MatchUpBox established with offices on two continents
2016 Pikcio first developed
2017 Q4 Release Pikcio Wallet (laptop and Android platforms), setup the PikcioChain infrastructure level 1
2018 Q1 Launch Shaktior subscription program, include 100 more authenticated personal data connectors/providers in the PikcioChain
2018 Q2 Launch PikcioLab (smart contract builder), certify our technology by third party like ANSSI, release iOS Pikcio Wallet
2018 Q3 Grow PikcioChain infrastructure, include 100 more authenticated personal data connectors/providers in the PikcioChain

ICO information

Allocation of tokens
The fundraiser will last for a period of four weeks after the date of ICO launch. Throughout this period, the PKC (Pikcio Token) allocated to the crowdsale (the “Sale Tokens”) will represent from 20% up to 33% of the amount of PKCs created for the fundraiser (see steps above).

For the Pre-Token Sale
● A contribution of one bitcoin (1 XBT) will lead to an allocation of 6’000 PKC plus a time dependent premium
● Capped at 80% of the Sale Tokens
● The following premium will be offered:

For the Token Sale
● A contribution of one bitcoin (1 XBT) will lead to an allocation of 6’000 PKC plus a time dependent premium
● The following premium will be offered:

In addition to the Tokens available in the ICO,the Company will issue:

A. The same amount as issued for the Sale Token. These PKC will be used to promote adoption of the Ecosystem via rewards and other incentives for participants (the “Incentivization Supply”). Some of the ways in which a company anticipates using the Incentivization Supply may include:

Early adopters in the form of commercial partners (“Partners”) who implement PikcioChain solutions will receive free Tokens from the Incentivisation Supply, enabling them to pay some fees in Tokens and to benefit from any rise in utility brought about by greater adoption of the Ecosystem

Users may also receive Tokens from the Incentivization Supply. For example, at sign up via a Company-supported website, the website owner, a Partner, and new Users may receive a certain number of Tokens, and Users may also receive Tokens for referring new participants to the Ecosystem.

Company reserves the right to prescribe lockup requirements regarding the Incentivization Supply Tokens distributed to Partners or Users.

B. Up to 60%, or the difference between 100% and the total token issued for the crowdsale (Sales Token) and the token issued for the Incentivization Supply will be issued and allocated to the Pikcio AG, subsidiary of MatchUpBox (the “Company Inventory”), for its use as follows:

One third of the PKT Tokens will be available from the Crowdsale End Date; another third of the Company Inventory will remain in a locked state for 1 year from the Crowdsale End Date; and the remaining third of the Company Inventory will remain in a locked state for 2 years from the Crowdsale End Date

Once unlocked, Pikcio AG reserves the right to use the Company Inventory for any purposes at its sole discretion

When on sale, the Tokens from the Company Inventory will be sold by the Company Inventory for the then market price.

Our Solution

PikcioChain is a secure, compliant and distributed data ecosystem that enables the collection, certification and exchange of personal data

ICO Bonuses

ICO Roadmap

Team
MatchUpBox, the company which owns and develops the Pikcio network was founded by Didier Collin de Casaubon, Fabien Bucamp and Dr Jorick Lartigau PhD. Information about the founders’ careers and the rest of the Pikcio team, can be found below: