UBONIUM-financial technology company quality products and services blockchain technology

https://drive.google.com/file/d/1K1yStOltj5ts8tcb-48v0Aq212HIz3D0/view

Ubonium is a financial technology company with its Headquarters in the financial district of London,United Kingdom. Ubonium was founded at the very height of the blockchain technology revolution through the famous invention such as Bitcoin Technology. Since Bitcoin, there has been numerous other blockchain technology and crypto coins known as altcoins introduced in the blockchain ecosystem at a phenomenal rate. Nevertheless, this created more than ever a need for a comprehensive and robust technologies to adapt a convenient way of integrating the movement and storage of digital assets in the blockchain ecosystem in a convenient and secure way.

With this in mind, Ubonium innovated sustainable financial products and services that complements each another within Ubonium’s ecosystem to offer its users not only convenience and security, but also offering competitive pricing for its services. Users will experience that all Ubonium’s product and services are investable, secure, scalable and usable in the cryptocurrency environment. This is an important factor in determining the success of any blockchain financial system.

Ubonium’s ETCF Platform and ETCF Funds, UBOPAY, UBOBANK and UBOCARD is set to pave the way how market participants are going to interact with these nascent alternative asset class in their daily lives.Ubonium’s product and services is also designed to be adaptable to the evolving blockchain technology and changing regulatory framework and having factored this foreseeable evolution in all its innovations,Ubonium’s product and services will have a sustainable future and will stay more relevant in the blockchain ecosystem.

Various articles from ubonium:

• ETCF Market Platform & ETCF Fund
• UBOPAY Mobile system
• UBOBANK CRYPTOBANKING PLATFORM
• UBOCARD CARD DEBIT & ATM CARD

What is UBONIUM ???

Ubonium is a financial technology company that innovates quality products and services using the blockchain technology to provide superior financial services to the masses.

Our mission 

Mission is to provide superior blockchain powered financial services to our customers that: customers recommends us to their family and friends, our employees are proud of, and investors seek for long term returns.

Our vision 

Vission is to be the №1 blockchain enterprise in the financial industry within the next 5 years.

Our values

• Focus on the customers’ needs first
• Respect everyone
• Dare to make a difference
• Never stop innovating

BENEFITS FACTORS

The highly volatile and fairly young cryptocurrency reduces the risk.Whith the power of ETCF the day price changes of virtual will be guite volatile.its diversify his or her cryptocurrency funds.ETCF are reducing its the significant of risk even you are beginner of cryptocurrency you can manage it,because of that factor your benefits holding ETCF funds will be notable,but you only trading fees at once when you bought and sell your whole funds,if you participate to the presale or ICO will be good as early bird.

The future of Crypto Economy

With the cryptocurrency market capitalization reaching $500 Billion USD and expected to reach $1 Trillion USD by 2020 if not sooner, it is becoming more and more evident that the adaptation of cryptocurrencies as a medium of stored value is reaching the mainstream market. With the development of decentralized applications and increasingly mass adaptation of cryptocurrencies,the need for cheaper and secured applications demand will be seen rising within the foreseeable future.visit more information https://drive.google.com/file/d/1K1yStOltj5ts8tcb-48v0Aq212HIz3D0/view

Market participants will demand a more convenient and speedy way of utilizing their digital assets in their day to day lives. Traditional banking service as we know it will be obsolete in time to come and will no longer be relevant in providing financial services to the mainstream market.
The way businesses are done will be changed forever with the usage of smart contracts on the blockchain. Trust less transactions will be the name of the game in any businesses in the coming future.

UBOPAY ?

Ubopay is a proprietary mobile payment system developed and managed by Ubonium. UBOPAY application will be both available to download in Android and Apple Phones. UBOPAY is a hybrid mobile payment application, in that it supports both user’s local currency of choice and payments in cryptocurrencies. Currently UBOPAY is being developed and tested using Bitcoin, Ethereum and UBOCOIN. The mobile payment system will be introducing more popular currencies as a mode of payment. UBOPAY’s integration with UBONIUM’s central cryptocurrency exchange network called the UBONEX, makes all transaction between fiat-crypto-fiat seamless and instantaneous. Users can active the UBOPAY’s smart select function and use both local currency and crypto payment autonomously every time the user wants to make a payment. Depending on the receiving end or merchant, UBOPAY will automatically select local currency or cryptocurrency payment of choice.

UBOBANK 
Ubobank is a crypto only bank. Unlike traditional banks, Ubobank does not charge users for its services.Most of Ubobank services are free. It functions more like a traditional bank but does not impose any kind of transaction fees to its users. In a nutshell, Ubobank provides virtual bank as a service (BaaS) to its virtual account holders by providing cold wallet services to store, manage, transfer and receive cryptocurrencies.Its primary and only revenue comes from its low exchange fees charges. Ubobank offers one of the best cryptocurrency security available in the market to assist cryptocurrency holders to store, move and use cryptocurrencies. Utilising bank-grade security protocols, Ubobank cold-vault is inaccessible to malicious hacking risks form the internet.

Ubobank Security Protocols

• Secured and Encrypted password to access virtual accounts
• Personal Imagery confirmation to verify users for logins
• Phone authentications (OTP) for transfers and payments to unknown wallets
• Cold-Vault balances are mirrored into user’s virtual accounts real-time                            Without exposing wallet addresses
• Ai for fraud detection on transactional behaviour

UBOCARD

Ubocard is an extension of payment service from Ubobank. Users can you their balances in their virtual account (cryptocurrency balances) and make payment using their Ubocard. All Ubobank customers will be issued a Ubocard Debit Card. Ubocard, is a pre-paid card where the balances can be topped up from Ubobank for cryptocurrencies and from Ubopay for local currencies. The card runs on the VISA network and therefore can be used anywhere in the world where VISA and MasterCard are accepted. UBOCARD is also an ATM card therefore users can withdraw their funds from any ATM that is supported by global payment network. All Ubocard comes with ATM pin for secured cash withdrawal from the ATM machines. The Ubocard will automatically convert cryptocurrency balances into USD and therefore acceptance of the card on the VISA Network will never be an issue.

How does UBONIUM ecosystem plays an important role

Now that users acquire cryptocurrencies, how do they utilize or move them to their intended destination securely, conveniently and more importantly in a more cost-effective way?
Serving these users not only require a robust mechanism but a complete and comprehensive blockchain network that lives side by side with traditional mechanisms which can complement each another.Most proposed blockchain payment systems claims to have innovated payment systems that ensures instant transactions on the blockchain for their users but fails to address an important factor: the congestion of blockchain network and the slow adaptation of cryptocurrencies by some receiving ends.

Ubonium’s solutions 

applies the evolution theory, that is any technology must have an evolution
period and during this period, it must co-exist together with traditional system until the new technology is fully adapted into mainstream. This ensures the application of Ubonium’s product and services in real cases at multi-level of the financial system.

UBONIUM ICO OVERVIEW

In the past 2 years of studying the cryptocurrency market, the Ubonium team built and experimented various platforms on the blockchain to support the Ubonium network. As a result of making this multi-product network to support and exchange value with each another in a cost-effective way, the Ubocoin Tokens was created. The ETCF platform was tested since January 2018 to ensure that transactions performed was autonomous and safe and today the ETCF Market Platform is live and production-grade.

To support and further use the multi-platform on the Ubonium’s ecosystem, Ubonium is offering 210,000,000 UBOCOIN Tokens at the initial market value of 0.001 ETH for each UBOCOIN.
Further details of the UBOCOIN Token Sale will be highlighted in this Whitepaper and the potential benefits from UBOCOIN Token ownership will be outlined in the Terms & Conditions provided at https://www.ubonium.com/ the official UBONIUM ICO Website.

EXTRA BONUS ALLOCATIONS

UBONIUM ROADMAPS

Team and Advisors

• KUMARASEN KANNAN — Founder & CEO
• SHASHI KUMAR — Co-Founder
• ASHISH JOSHI — Engineering Lead
• JAN BLAZEK — Systems Engineer
• ADITYA JOSHI — Management & Markerting
• Alexander Alzate Lopez — Engineering Lead
• Nadeem Ahmad 
• HARISH CHANDRA — Business Development

Our More Information: 

Website : https://www.ubonium.com/

Whitepaper : https://drive.google.com/file/d/1K1yStOltj5ts8tcb-48v0Aq212HIz3D0/view

Twitter : https://twitter.com/ubonium

Facebook : https://web.facebook.com/ubonium?_rdc=1&_rdr

ANN Tread : https://web.facebook.com/ubonium?_rdc=1&_rdr

Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1109350

ETH : 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E

CIBUS-Food Ecosystem On Blockchain

CIBUS

https://www.cibus.world/

The apples on the grocery shelf look bright-red and yummy, but while buying do you have any authentication that these apples are firm-fresh and absolutely safe to eat? If you could have traced the details of the firm where from these apples were grown, how it was handled, packed, and put on transit, besides taste, the info could have added extra layer of confidence on your food quality as well as it would have added improved transparency in food supply chain, which could have improved food safety. That exactly Blockchain technology does for food safety and besides transparency full proof authenticity is implemented in the whole firm-to-fork process.

How block chain technology works

Block chain-based technology solution reserves the potential to convert the food industry by directly integrating food-growers, processors, distributors, suppliers, and retailers with a shared and incontrovertible view of their business-deal history.

Blockchain holds an undeviating record of business transactions which are locked and grouped in blocks, which cannot be modified. It can be used as a substitute to conventional paper tracking and manual inspection arrangement. Manual inspection and manually kept records can be modified and it may get infested with vulnerability and inaccuracies in food supply chains but block chain records cannot be altered and tampered.

How blockchain complements food traceability

When blockchain technology is applied to the food supply chain, digital product information such as farm details, product batch numbers, factory details, food processing data, food expiry dates, storage temperatures, and shipping details are kept digitally integrated to food items. The information is entered into the blockchain which will ensure its accuracy and authenticity. Consumers can trace the authenticity of the food products.

The information accumulated in each transaction will be approved by all members of the network; once there is an agreement, it will be turned into a lasting record that can’t be modified. Each piece of information contains critical data that could reveal food safety issues related to the specific product. The record generated by the blockchain can help food retailers to manage the shelf-life of products in different stores, and promotes food authenticity and peace of mind for the consumers

Blockchain has already been started to perk up collaboration, trust, and transparency across the food industry and surely it is going to increase the traceability and safety of food products. That is why it rightly said that the relation between blockchain and food safety is made in heaven and they are complementing each other in the most unadulterated approach.

How food-transparency is boosted by Blockchain

Across the ecosystems, business model enabled by blockchain can bring reinforced trust and transparency. Regardless it is individuals targeting to complete transactions concerning several parties, or an enterprise working in partnership across multiple silos — anywhere if there are documents or transaction data required to be established, matured, substituted, signed or authenticated, there are points that can be eradicated to undo greater economic worth using blockchain technology.

Modifying the future of food safety

Food is a multi-trillion-dollar industry, so using blockchain based food safety system across the industry cannot take place overnight. But with the introduction of blockchain empowered trade and retail system the standard of food industry can be more filtered and improved in terms of food safety.

Blockchain has already been started to perk up collaboration, trust, and transparency across the food industry and surely it is going to increase the traceability and safety of food products. That is why it rightly said that the relation between blockchain and food safety is made in heaven and they are complementing each other in the most unadulterated approach.

To know more about CIBUS world or if you have any questions, look them up in our website:

WEB: https://cibus.world/

or send a support ticket

WHITEPAPER

TELEGRAM

TWITTER

FACEBOOK

Profile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1109350

Lympo-Healthy Lifestyle Ecosystem Powered by user-generation and user-controlled sports and wellness data

The usage of mobile health (mHealth) apps and wearables is ever-growing. More than 52% of smart phone users gather health-related information on their phone. In 2016 alone, mHealth app store downloads totalled 3.2 billion. Health-related data is a precious asset for both individuals and stakeholders in the data-driven sports, health and wellness industry.

However, the users generating this data cannot aggregate, share and monetize it. Moreover, because it lacks the means to interconnect existing data, the industry cannot unlock its full potential for the benefit of all market players. The rise of mHealth applications has not yet delivered on the promise of digital technology empowering individuals and resulting in better health care and a more connected sports and wellness market.

The Lympo ecosystem resolves this problem. Powered by user-generated and user-controlled fitness and wellness data, Lympo will allow the exchange of value through the introduction LYM utility tokens. Lympo’s goal is an ecosystem where data is used e ciently by all industry stakeholders and everyone is rewarded fairly. It consists of three pillars: the Lympo fitness wallet, a marketplace and the Lympo crowdfunding platform.

The Lympo digital fitness wallet and user reward mechanism is at the core of the Lympo ecosystem. The wallet functions as an entry to the ecosystem and allows users to be rewarded in LYM tokens for their healthy lifestyle achievements. See more here : https://lympo.io/

What is Lympo ?

Healthy Lifestyle Ecosystem Powered by user-generation and user-controlled sports and wellness data.

How can Blokchain Address the Biggest Fitness/Wellness data management Problems ?

It is widely agreed that blockchain technology has the potential to disrupt the health sector by making user-generated data the core of the healthcare ecosystem. It can achieve this by increasing the security and interoperability of health data. In this paper, we focus on mHealth or more specifically on the fitness/wellness sector powered by mHealth apps and wearables. However, it is important to grasp the whole picture to realise Lympo’s full potential in the future.

Blockchain is a distributed system which records and stores transaction records, in a fashion making it impossible to change the content of the transaction in a digital ledger. Each transaction block is stored in the ledger and chronologically linked to another block after the transaction records are verified by a distributed peer-to-peer network. End-to-end encryption makes an interaction like storing, exchanging and viewing information possible without established trust between the parties. Avoiding one central authority, blockchain relies on an anonymous network of participants preventing privacy and confidentiality breaches.

Blockchain-based smart contracts represent contracts that can be fully executed when contract conditions are met. This system unbundles the need for any kind of exchange with an intermediary checking contract conditions. Until now, intermediaries played a crucial role in exchange of value situations, thus earning from their role. Smart contracts enable end users to enter a trusted relationship without any other authority.

BLOCKCHAIN APPLICATIONS IN THE HEALTH INDUSTRY

Healthcare might be a latecomer in the booming growth of enterprise blockchain apps, but it is getting more and more prominence as a promising technology to solve major issues in the sector of health data management even on a governmental scale.

ENTERPRISE BLOCKCHAIN APPS BY SECTOR (selected)

Most existing or projected blockchain applications in healthcare fall into these categories:

• Interoperability between medical institutions
• Electronic medical records
• Insurance
• Medical trials
• Genomic research
• Patient-generated data/Quantified-self data commons

HOW IT WORKS?

Lympo aims to create an ecosystem powered by user-generated and user-controlled fitness and wellness data allowing the exchange of value through the introduction of LYM utility tokens. Lympo’s goal is a marketplace where data itself is used e ciently by ecosystem members and everyone is rewarded fairly. A mHealth app/wearable user is at the centre of this ecosystem including all key players in the sports and wellness industry:

TOKEN DISTRIBUTION

TOKEN SUPPLY

• Total token supply: 1.000.000.000 LYM
• Total hard cap: 14.625 ETH = 650 mln. LYM
• Soft cap: 15%

PRE-SALE

• 265 mln. LYM = 5000 ETH
• 20% bonus for 90 mln. LYM 1 ETH = 60.000 LYM
• The rest 175 mln. LYM 1 ETH = 50.000 LYM
• Date: January 23 — February 3 (or as long as supply lasts)

TOKEN SALE

• 385 mln. LYM = 9625 ETH
• 1 ETH = 40.000 LYM
• Date: February 17 — February 28 (or as long as supply lasts)

THE USE OF TOKEN SALE FUNDS

ROADMAP

TEAM

ADVISORS

Details Information :

Website : https://lympo.io/

Whitepaper : https://lympo.io/wp-content/uploads/2017/12/whitepaper.pdf?v5

Telegram : https://t.me/lympo

Twitter : https://twitter.com/Lympo_io

Facebook : https://web.facebook.com/Lympo.io/?_rdc=1&_rdr

Medium : https://medium.com/@lympo.io

Instagram : https://www.instagram.com/lympo.io/

Linkedin : https://www.linkedin.com/company/lympo/

Username : Ta.Form

Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1109350

Eth : 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E

Trade Plays — The World’s Premiere Fantasy Crypto Trading Game

Website : http://tradeplayz.com/

What is TradePlayz ?

TradePlays is a mobile platform for playing «Fantasy Trading and Investment» with real winnings / rewards based on real value through the Zed token. We believe that the best elements of gaming, excitement and the passion of trading and investments can be obtained from an honest and fair platform that is equally thrilling. With these elements decidedly in mind, we have coupled them with blockchain technology; where all games are held between real people. Thereby, players are creating the unique and thrilling personality, and environment, of our product.

TradePlayz is the world’s premiere platform for fantasy trading and investment that allows you to earn winnings / rewards based on real value, with your own mind, by simply playing the game, learning the markets, teaching yourself through experience and trading actively. Thus, we actively encourage and help our users to enrich their lives mentally, and literally.

Platform Tradeplayz

Aims to provide the best binary option platform in the market by providing honest, fair, guaranteed payment with 100% transparency at the highest award level and best user friendly. system for gamers / users / players / investors. The TradePlayz platform does not make any money. loss trader but from cost per game.

VALUE PROPOSITIONS

• Transparency — the whole history of trading and its results is created by blockchain technology.
• Fair play, fair game — Only real people, the same terms and rules for everyone without exception. Real time quotes, real time experience and real time excitement.
• Low Risk — compete in a low risk environment with a large potential profit margin.
• Legality — Listed under the «game of skill» category — this makes it so TradePlayz meets the legal requirements of almost every legal jurisdiction and government entity

Cryptocurrency exchange list:

After the end of the Token Sale campaign — tokens can be bought or sold easily many cryptocurrency exchange markets. The number of stock exchange markets will grow with Increased trading platform turnover and user demand from different countries.

Our team plans to introduce Zed tokens to over 12 international horrors stock Exchange Once we reach it — it will be possible to exchange Zed tokens for liquid chewing liquids(BTC, ETH).

Distribution Token

• For every char that joins in crowdsale, a personal wallet will be made, the address will be there used to register tokens.
• The personal key of the wallet will be sent in automatically generated letters in the PDF file.
• Tokens can be purchased for Bitcoin (BTC), Ethereal (ET), fiat payments and more information http://tradeplayz.com/tpz_whitepaper.pdf
• Users can transfer the wallet to an easy-to-use service with ETH ERC20 support independent.
• All information about the transfer will be stored in Blockchain account and user
• All tokens will be stored in the personal wallet produced on the site and can be sent to
• personal wallet after the end of ICO

Tokensale Overview

Over the past year, teams at TradePlayz have built platforms where gaming as well trading services will be launched. at a later stage in our development will be a release beta version of app that can be played for everyone (general) 100 Million Token Zed has been created to support user requests. This will issued after crowdsale concluded on April 15, 2018. Various discounts will be available during the various stages of the sale of the crowd (see table below). For additional information contact crowdsale@tradeplayz.com

Our Team

Advisors



Details Information :

Website : http://tradeplayz.com/

Whitepaper : http://tradeplayz.com/tpz_whitepaper.pdf

Facebook : https://web.facebook.com/TradePlayz/?_rdc=1&_rdr

ANN Telegram : https://t.me/tradeplayz

Twitter : https://twitter.com/tradeplayz

Instagram : https://www.instagram.com/tradeplayzapp/

Profile Bitcoitalk : https://bitcointalk.org/index.php?action=profile;u=1109350

ETH : 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E

Moonlite — a storybook projector for your mobile phone

Website : https://www.moonlite.io/

What is the MoonLite Project?

The MoonLite Project will operate in the Crypto-Currency Mining space, and plans to begin by mining predominantly Bitcoin, Bitcoin Cash, DASH & Litecoin on an industrial scale. Operations are set to begin in August 2018, and aims to be in time, one of the larger global crypto-mining companies.

We will establish our data centres in countries where the contractual electricity supply is clean & green, reliable, costs are the lowest, and that are politically stable. Our first data centre is planned to be in the country of Iceland, where the average tariff for an industrial connection is around 0.045 USD per kWh.

We have the best operational team to oversee and maintain effective operations of our data centres, and we have the most experienced and qualified board of advisers to assist in planning and executing a smooth launch. We are very selective of who we invite to be part of our team, and only engage with the best talent.

MoonLite will combine a number of emergent technologies and systems that will work in synergy to maximize the profits and efficiency of large-scale cryptomining.

The proceeds from mining operations will be split as follows:

• Liquidating a percentage into fiat currency for operational costs and traditional investments, ad-hoc re-investment into operations, and other crypto & blockchain opportunities.
• Retaining a certain percentage of crypto-currency for the appreciation and investment value through, investment in a number of crypto-hedge-funds, and investment though other traditional investment channels.
• Retaining a certain percentage of crypto-currency to be used for planned equipment purchase and expansion.

Mission

MoonLite Mining aims to add value to all token holders by employing the latest technology, rolled out in the most efficient manner, and run by the most suitable team in order to meet and exceed all performance and growth targets.

MoonLite will embrace youth, technology, fun, and aims to be a preferred employer of the best talent available.

We embrace Blockchain Technology, and will continue to advance the company and teams in parallel.

We invite you to make history in the crypto currency and mining space by investing in the creation of the one of the largest and most unique mining farm in the world. The uniqueness of our mine will help us solve a number of mining problems, such as cooling, power consumption and construction of capital facilities.

VALUE OFFERING TO ALL INVESTORS

• TOKEN BUYBACK EVERY 6 MONTHS AT PREMIUM RATE + SHARE OF 35% OF NET PROFITS
• LUCRATIVE TOKEN BUY-BACK STRUCTURE: RE-PURCHASED TOKENS WILL BE BURNED AND REMOVED FROM CIRCULATION
• VOTING ON ALL OPERATIONAL ASPECTS USING SECURE.VOTE

Strength will be attained in introduction and maintenance of security and redundancy measures:

● Multiple stable currencies mined

● Multiple pools managed, as well as local nodes

● Multiple power supplies and internet connections

● Multiple mining sites

● Backup servers

● Multiple hot and cold storage wallets

● Backup PSU’s, hardware, and systems

MoonLite will have dedicated ASIC and specialised equipment to mine:

● Bitcoin, and bitcoin derivative’s

● DASH (former Dark Coin)

● Litecoin

● Ethereum, depending on profitability at the time

Market Market Capitalisation for the currencies we will be mining:

• Bitcoin: $252,419,830,420
• Bitcoin Cash: $41,558,084,293
• Ethereum: $93,405,070,461 DASH: $8,964,815,433
• Litecoin: $12,743,719,310

Strategy

● Mine the largest and most stable currencies using the most efficient equipment

● Mine on an industrial scale and capitalise on the economies of scale and proportionately reduced overhead costs

● Aggressive expansion and equipment replacement policy

● Mining in several pools, and local in-house nodes for each currency

● Power and HR costs kept to a minimum — mining in areas with low power cost ● Redundancy built into every system

● Proceeds split into a 60:20:20 ratio

Profits arise from:

● Currency will be liquidated into fiat currency and invested traditionally, and through the investment arm of the group.

● Static un-allocated currency will be invested through crypto-hedge-funds

● Increase in the retained currency value

● Income from the active crypto-currency trading by our dedicated trading team

● Sell currency when price is high, Purchase equipment when price is low

Why Choose The Moonlite Project:

• Our project has the hottest talent, from its senior leadership all the way through to our mining floor. We have focused on attracting only the best, and those who understand that efficiency and profitability is our goal, and who are experts in their respective fields
• Most relevant and industry leading advisors who are involved in the project add a great amount of highly valuable expertise to all areas of our launch
• Our data centres are to be some of the most efficient in construction, cooling, configuration, and mining efficiency due to advanced algorithms and artificial intelligence employed in the mining operations
• Redundancy and security in every single system, from energy, to networking, to management software, to security
• The Moonlite project offers complete transparency to all stakeholders and the general public by way of our social media channels and investor newsletters in the following aspects:

1.Progress with the ICO

2.progress with the project and data centre construction

3.Progress with mining operations

4.Allowing investors to visit the facility after opening

5.Direct contact to senior management without delay

• We invite investors to partake in voting around operational endeavours such as currency distribution, new data centres and the like
• Best in class token buy back and profitability structure
• Superior advantage using economies of scale and light weight overhead structures
• Team tokens are in lockup for 180 days, providing security and commitment to investors
• Smart Contracts are fully audited by an independent professional smart contract auditing firm
• Re-purchased tokens are burned and removed from circulation

Moonlite will provide the following assurances to investors regarding project delivery:

• The appointment and commissioning of an independent and well respected auditor to audit and regularly report on the progress of the project milestones
• The circulation of the formal supplier commitment with respect to the volumes and delivery dates of our equipment
• Weekly progress updates via all of our social media channels and email newsletter

The Moonlite Project Milestones

Token Distribution

Planned Profit Distribution

Token Swap Summary

OUR TEAM & ADVISORS

More Information:

Website : https://www.moonlite.io/

Whitepaper : https://moonlite.io/wp-content/uploads/2017/11/Moonlite-Final-White-Paper.pdf

Facebook : https://web.facebook.com/MNLCoin/?_rdc=1&_rdr

Twitter : https://twitter.com/MoonLite_ICO

Telegram : https://t.me/moonliteico

Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1109350

ETH : 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E

BABB-Everyone is A Bank

Website :https://getbabb.com/

INTRODUCTION

The financial services industry is — still — ripe for radical disruption. The existing banking system is built on an outdated infrastructure which no longer serves the interest of its retail customers or the microeconomy as a whole. Based on decades-old technology, mainstream banking completely excludes a third of the global population and is very expensive for the other two thirds. Many energetic startup companies with bright ideas and ambitious plans have sought to better serve a segment of the unbanked, the underbanked or the underserved people of this world. For the most part, they’ve attempted this using existing structures, templates, infrastructure and technologies. The progress made so far, by the fintech industry and financial inclusion initiatives, has been promising but limited. BABB’s approach is different. BABB will redesign the economy from the ground up, transforming it from a rigidly hierarchical and exclusionary system into a decentralised and inclusive one. By combining blockchain technology, biometrics and artificial intelligence, we are creating the future of banking, radically different from what the world has seen before.

The World Bank serves the macroeconomy, whereas BABB is the World Bank for the microeconomy. Our ambition is a relatively simple one: everyone in the world should be able to open a UK bank account. The implications of a fully banked global society, however, are huge. This will be a global society of people using smart contracts to make deals, leveraging their social connectivity to make better use of their money. This whitepaper outlines the problems as we see them, the BABB solution and our plan to implement it. We aim to communicate both the full range of our ambition, a broad level of technical detail, and information on how we comply with regulatory requirements.See more here :https://getbabb.com/whitepaper

What is BABB ?

BABB is the decentralised bank for the microeconomy, providing individuals and businesses with a UK bank account, powered by blockchain technology. The account is managed via a smartphone app and provides access to a decentralised payment card. In addition, partnerships with central banks allow for the integration and issuance of other digital currencies around the world, further stimulating local micro-economies and expanding the reach of the BABB solution and its underlying BAX token.
BABB is already an FCA Authorised Payment Institution (API) and will be applying for a Banking licence in early 2018.

The BAX Token

BABB is launching a distributed application platform where FIAT funds are tokenized. These tokenized funds will be used by the BABB APP Bank, partner services, banks worldwide, as well as central banks in developing countries. The BAX token is used under the hood to operate the services of the platform across all the geographies and jurisdictions served by the platform. A summary of the token details can be found on the table in ​Appendix IV​.

BAX will be implemented on the public Ethereum blockchain as an EIP20/ERC20 token. The Ethereum blockchain is currently the industry standard for issuing custom digital assets and smart contracts, and is compatible with the existing infrastructure of the Ethereum ecosystem, such as development tools, wallets, and exchanges. This active ecosystem and technology make Ethereum a natural fit for BAX. Here’s an overview of the flow of BAX over the whole ecosystem:

Initial Token Sale

BABB will create 50 billion tokens, allocated as follows:

Public (60%)

BABB will be selling 60% of the tokens to the public in our token sale. This will be split over two phases:

○ 40% sold in phase one, with a pre-sale and main sale in early 2018

○ 20% sold in phase two in 2019 at the earliest, once the app is live and BAX in use on the platform

○ Any unsold tokens will be burned.

Team (20%)

The team includes the immediate BABB team, advisers, early contributors and partners. The team tokens are:

○ locked for 1 year

○ 25% are made available at six month intervals

Plartform Reserve (18%)

A portion of the issued BAX tokens will be held by BABB Platform in reserve. This Initial Reserve will enable the platform to maintain liquidity in its BAX operations. See the ​Reserve Management​ section below for more details.

Bounty (2%)

BABB is incentivising our community via a BAX bounty campaign. Details of our bounty campaign will be available on our website in due course.

Token Allocation

Token Utility

The BAX token is the lifeblood of the platform. All services, fees and licensing of the BABB platform use BAX under-the-hood.

If a user doesn’t hold any BAX to operate on the platform, they can easily purchase the necessary amount from banks in the BABB platform, and also from other users, online exchanges and other 3rd party services.

For instance, the BABB Bank app allows for BAX to be purchased a single step, without impacting user experience and without the need for the user to take extra actions. The BABB Platform adjusts the amount in BAX required for its services depending on the average token price in open markets, which provides a stable price experience for the end user.

It is only natural and healthy that banks may add a small premium over any BAX they sell, which covers their own costs of service. This paves the way for a fair and healthy banking industry, where people pay only for the services they use and remain in control of their own funds and data.

While we are still deciding on the exact structure of costs, we expect platform fees will be tiny (equivalent to cents of a dollar), for actions such as:

● Open a new BABB account (the bank covers this fee)

● Send/receive a transaction

● Exchange currency

For banks and 3rd Party Services operating on the BABB platform, fees also include :

● Licensing fees (eg, monthly cost paid by a bank to operate on BABB)

● Specialized services such as initiating a fundraising campaign

● Request access to a user’s Identity information (a part of which paid to the user)

Conclusion

BABB’s unique vision for the future of banking is both radical and feasible. BABB will empower each individual and business within the microeconomy, by creating a decentralised and inclusive financial system. BABB intends to usher in a new paradigm of Fair Banking, by embracing emerging technologies and applying a ‘people first’ approach.

The BABB platform has huge potential for growth, through the three main touch points of the BABB app, the Black Card and Social KYC. By maintaining a physical and digital presence and implementing a natural viral growth mechanism, we expect to see exponential uptake throughout our target markets. The BABB proposition is infinitely better than the current offering across many different use cases. The world is ready for BABB, and now we need to make sure BABB is ready for the world.

The token sale will raise the funds necessary to develop and distribute the BABB solution. By purchasing the BAX token, you are taking part in the future we have outlined here. The BAX token is instrumental in BABB’s functionality, and will be integrated into the operations of the platform worldwide. There is enormous untapped potential in the global microeconomy, and BABB (with BAX) has a plan to unlock it.

Join us to help build a World Bank for the microeconomy which is fair, inclusive and connected.

Roadmap

Team

Advisors

Details information :

Website : https://getbabb.com/

Whitepaper : https://getbabb.com/whitepaper

Linkedin : https://www.linkedin.com/company/babb

ANN Thread : https://bitcointalk.org/index.php?topic=2349340.0

Telegram : https://t.me/babb_official

Blog : https://medium.com/@BABB

Facebook : https://web.facebook.com/getbabb/?_rdc=1&_rdr

Twitter : https://twitter.com/getbabb

Username : Ta.Form

Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1109350

ETH : 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E

Joy Token — Infrastructure Protocol For the Game Industry

Website: https://joytoken.io/

One of our biggest focuses in creating versatile online gambling platforms is: ensuring that you, the user or the developer, can focus on what you do best.

What is a JoyToken an ERC20 token made from the Ethereum Public Network, is a platform integrated into the gaming platform to ensure safety and transparency.

Online gambling is ready for distractions. With thousands of sites online, it can be very easy to fall into the trap. Gambling fraud is so common that there are blacklists that are updated annually from over 100 online gambling sites that are known to be unpaid, have no proper licenses, or include unfair games. Blockchain technology is a plug for the nuisance.

With a smart contract, we can create a third party without a trust fund to handle. With JoyToken, clients will always be responsible for their money. Clients who use JoyToken-based gambling sites do not have to worry about waiting for their money. No IOU, no one is not paid. JoyToken will also ensure all games are appropriate and licensed in all markets where possible and comply with all local regulations related to online gambling and Cryptocurrencies.

Developer

Often, indie game developers need to focus on the entire spectrum that includes the success of a game; this can spend a lot of energy from the actual creation of a good game.

As a developer, the last thing you want to think about is the rules with your game. Gambling has many restrictions on which country games can be played, where games can be advertised, or which licenses are needed. At the same time, many newly arrived developers do not have the initial capital to hire agents or managers to handle these things. And if not, they could lose a lot of the profits from the contract that was made initially.visit https://joytoken.io/white-paper.html more information.

All games created by the developer will go through the following admissions process:

1.Auditing the code — our experts will make sure everything complies with our security and legal requirements.
2. Testing games based on various metrics — time, security, cost, blockchain integration, user experience, etc. If the results of Steps I and II succeed, the proposed game will go through an integration process.
3. Development of Intelligent Contract.
4. Test and security audits of the developed Smart Contract.
5. Game Launch over platform.

How does this work?

So without being too technical, we can help you understand the general idea of ​​what is going on.

JoyToken is a protocol that can be integrated into the gambling platform. JoyToken’s function is to provide wallets to clients, where JoyTokens can be stored, transferred and issued, and to provide smart JoyToken contracts that will be integrated with the game interface.

Purse
We have partnered with JUMIO, an efficient KYC management company to help verify our wallets. Clients provide basic information, such as their passport, which verifies their wallet. The client can then purchase JoyTokens, which is compatible with JoyToken Smart Contracts.

JoyToken Smart Contract
If you are technical blockchain, you will know that decentralized obstacles can easily become big and slow. JoyToken has found the perfect balance between decentralization and comfort to keep it back to a minimum. Once clients choose how many JoyTokens they want to use in the game, the smart contract (as well as the game platform) takes just 15 seconds to load. We are quite impressed ourselves to be able to get it down this. Also, if you’re a developer, you can see how we’ve crafted our smart contracts with the demos we’ve gotten here.

Transparent Incentives
Another great thing about the Ethereal based platform? You can see where your money goes. Using a smart contract means you only pay for casino operators and game developers. Most online casinos hire a third party, a centralized backend system and fully control the client’s money when the funds are down. The cost of game developers for JoyToken gives incentives to developers to create more games using the JoyToken Platform.A healthy productivity cycle will encourage JoyToken to build quickly.

entralized backend system and fully control the client’s money when the funds are down. The cost of game developers for JoyToken gives incentives to developers to create more games using the JoyToken Platform.A healthy productivity cycle will encourage JoyToken to build quickly.

Our vision Smarter Games for Smarter Players

JoyToken is committed to deliver smarter games to existing and new casino players by giving innovative and creative games developers easy access to operators in our one stop solution. JoyToken delivers this in four easy steps:

• Game integration and hosting is simple with our own tried and tested game development system.
• Payments go straight to developers’ bank accounts in the form of JoyTokens.
• All relevant regulatory and compliance requirements will be taken care by us.
• Instant access to market via our own online casino site; PlayCosmo Casino which is licensed in the UK, Malta and Curacao and allows developers to test their games before general release to other operator’s casino websites.

Solution

We want to use an RNG that generates pseudo random numbers, and then modify those numbers based on data from something completely random: the outside world. These include cryptocurrency exchange data, player movements on platforms, foreign exchange markets, and so on. Since these outside numbers are always available, they will always be a reliable source for our pseudo numbers. And since this is in blockchain, it will be constant and efficient. Instant.

Above this, we will introduce double verification by mine any number during the transaction. This will make it impossible to manipulate the numbers in any way. Eternal.

We will also provide support for the following:

● Client acquisition by providing marketing and direct access to our client base;

● Total compliance from legal and licensing perspectives;

● Block integration.

And of course, all game codes can be accessed through blockchain.

Token Structure

Pre-Sale — 1st December 2017 14:00 UTC

• through — 19th March 2018 14:00 UTC

Token sale — 20th March 2018 17:00 UTC

• through — 19th April 2018 17:00 UTC

Token distribution

• 20% — Pre-Sale
• 30% — Sold during Token Sale ?
• 10% — Rewards pool
• 23% — Sold on the platform
• 12% — Founding team(3 years vesting period)
• 3% — Ambassadors
• 2% — Token Sale bounties

Use of proceeds

• 30% — Development
• 40% — Partnerships
• 15% — Operations
• 10% — Marketing
• 5% — Legal & Security

Team

1. Andrew MacDonald — CEO
2. Mike Leys — CMO
3. Steve Giordano Imbroll — CTO
4. Nathen Lockett — Compliance Specialist
5. Adam Spargo — Marketing Partner Specialist
6. Grzegorz Dymek — Site Leader / Backend Developer

Advisors

1. Mateusz Mach — Advisor
2. Keld Knudsen — Advisor
3. Justin Jovanovic — Advisor

More Information :

Website: https://joytoken.io/

Whitepaper: https://joytoken.io/white-paper.html

ANN Thread: https://bitcointalk.org/index.php?topic=2625250.0

Facebook: https://web.facebook.com/JoyToken.io/?_rdc=1&_rdr

Twitter: https://twitter.com/JoyToken

Telegram: https://t.me/joytoken

Profile Bitcointalk: https://bitcointalk.org/index.php?action=profile;u=1109350

ETH: 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E