Website: https://www.safein.com/
Merchants also benefit with our platform as Safein significantly reduces merchant costs for user onboarding and verification. Furthermore, Safein reduces transaction fees and can remove the problem of having to manage lost passwords for the customer support.Merchants also get easy access to crypto payments at one of the lowest commission fees in the market with a completely free identity verification tool. Moreover, merchants who possess Safein tokens in their wallet will be able to process payments with no commission.Our platform will also help them increase trust and user conversion rates as well as protect them from accidental breaches of increasingly complex data protection regulations and processes.
Rapid growth of e-commerce remains unstoppable. However, the industry itself is still ripe for improvements as growing concerns mount over data protection, cybersecurity, money laundering and monopolization of numerous sectors. Moreover, shopping online is not only troublesome, it’s also redundantly complicated. Think, for example, of all the repeat registrations, verifications and password recoveries trailing the daily online customer experience.
We believe that outdated technology is to blame for almost all of these problems. Accordingly,we think it’s about time to fix this by embracing a modern way of managing your online identity and the shopping experience.
M U L T I - F A C T O R A U T H E N T I C A T I O N M E C H A N I S M AND DIGITAL IDENTITY MANAGEMENT
Security must be a primary focus while managing your identity and wallet online. Safein will have a multi-factor authentication mechanism implemented from the very beginning. While integrating Safein, each merchant will be able to choose a minimum security level that he requires from its users. For example, merchants can ask that all logins to the merchant’s website and all payments must be confirmed by user on his mobile device - i.e. (i) a push notification shows up, (ii) user must identify himself via pin code or fingerprint on his mobile Safein app and (iii) approve login or purchase. User (in his panel) can also enhance general security levels for each website individually. For example, even if a specific website does not require mobile device confirmation for website login, a user can always enhance his security level by enabling that requirement himself.
With Safein, users will not only be able to fully control their logins and actions, but track and manage them as well. Users will be able to see their full activity history, including logins and payments, track their used devices, manage current active login sessions and cancel them at any time. Users will also be able to easily check which website has access to certain data. Most of the functionality related to identity management is already available in the MVP.
DIGITAL WALLET AND PAYMENTS
Safein is planning to be a fully licenced EU electronic money institution with the ability to receive and process payments in full compliance with the law. Users will be able to hold their crypto and fiat currency in a single wallet as well as convert them from one to another.Major crypto currencies, including Bitcoin, Ethereum ERC20 tokens, and other popular cryptocurrencies will be supported. Currency exchange functionality, for crypto and fiat,will be standard for all currencies with 0.5% markup from the best available rate in the market. Having an EU electronic money institution (EMI) licence will allow Safein to connectto the SEPA network and give IBAN codes to all of our users. Having that available, Safein will be one step closer to becoming a standard instrument for daily use. Additionally, Safein plans to have payment cards linked to users’ accounts, so users will be able to use their Safein accounts daily both online and offline.visit https://www.safein.com/summary/safein_whitepaper.pdf
Standard Safein e-commerce commission for merchants will be 1%. Merchants who possess Safein tokens will be able to receive part of their payments free of any commission,and users who pay with Safein tokens will receive 0.25% cashback on every purchase. More on these Safein token benefits can be found in the “Token model” Section.
KYC PROCEDURE ENGINE
Safein team is currently in talks with the world’s leading automated ID verification service provider to provide exceptionally accurate results using its AI powered document checking algorithm. Such checks, where users will only need to scan their IDs with their cameras and take selfies, will be sufficient for most uses. Some advanced verifications, where users need to comply with very specific regulations (for example, some cryptocurrency exchanges),will be done manually by the Safein team. It could take up to few minutes, but compared to current waiting periods of weeks for some exchanges, it is still a radical improvement,especially keeping in mind that users will only need to do it once.
BENEFITS OF SAFEIN
We believe that our services will be desirable by both merchants and users.By employing our services, users would benefit by/from:
1. Being able to skip multiple time-consuming registration,s and gain accessto any services immediately with no delays for identity verification or transfer of deposits;
2. The end of management and recovery of numerous user accounts with different passwords;
3. Ability to buy from a merchant offering the best prices or products rather than from the one user already has a verified account with;
4. Convenient one-stop shop for both,easy online access and payments;
5. Full and clear disclosure of what customer data is being passed on to websites;
6. Increased cybersecurity of their personal data;
7. Comfort that the company collecting their personal data (i.e. Safein) is trustworthy and will be able to protect it;
8. Significantly lower transaction fees as well as an ultra-convenient way to make payments in both fiat and cryptocurrencies;
9. Increased anonymity, and protection from unwelcomed data mining and spamming activities;
10. Ability to instruct chosen networks to cease collection of respective user’s data as well as delete the data collected on the user;
11. Cashback as well as further rewards for loyalty and use of our services.
REFERRAL PROGRAM
Safein allocates 5% of its total token supply for its Referral Program. Users who invite their friends to register on Safein will be rewarded the same amount of Safein tokens that the new user is rewarded from the Registration Pool. For more details please see the Registration Pool section. Referred users will only entitle their friends to referral bonuses if they fulfill all of the below within 90 days from registration:
1. Fully verified account and identity;
2. At least $10 worth of crypto or fiat currency deposited;
3. At least $10 spent on goods or services.
GROWTH STRATEGY
Safein’s success is based on rapid growth of the user and merchant base. Safein won’t be successful if it’s not widely used. Given that imperative, one of the key project priorities is adapting every part of the project (including token model, marketing strategy, business strategy and technical development) for rapid growth of user and merchant base. Safein’s token model is designed to incentivize users and merchants to use Safein as much as possible.
The Safein team will use different strategies tailored for users and merchants. Our user base growth strategy initially relies on the Referral Program. This strategy was actively used by PayPal, Airbnb, Dropbox and other companies which managed to achieve viral growth.Initial user base will be achieved by signing-up users during our ICO and then launching our referral campaign. 5% of the generated Safein tokens will be allocated to the Referral Program. With an initial critical mass of users registered during our ICO, our user base will grow exponentially. Starting active marketing campaigns in certain industries, as mentioned in previous sections, will allow us to demonstrate user benefit of having one single login for most popular websites. Similar example can be seen in the gaming industry, where Steam login is already extremely popular when it comes to websites where users don’t need to show their true identity or pay for goods.
Acquiring merchants in crypto and gaming spaces is easier with a very large user base and Safein’s benefits for both industries:
N.B.: all values indicated in ETH in this chapter are subject to change before the start of the
ICO in case of large fluctuations in market price of ETH.
ICO funds allocation
• Developing cryptocurrency wallet and payments functionality
• Obtaining the Electronic Money Institution licence
• Launching fiat deposits and merchant payments in EUR, GBP, USD
• Acquiring first 500 mid- to large-scale merchants
• Administrative, operational and staffing expenditures for 2 years
The Safein ICO will be distributing 10% of the total token supply to cover the below costs:
1. Further development of our product;
2. Crypto payments functionality;
3. Smart Contracts for Login Pool;
4. Safein payment solution with internal transaction processing system;
5. Acquiring EMI licence;
6. Onboarding at least 500 merchants;
7. ICO expenses and marketing
Token Model
1. Free payment processing for merchants holding SFN
2. Each activity of Safein users rewarded with SFN
3. User base growth incentivized with generous referral rewards in SFN
Safein token features
• 100% free payments for merchants who possess Safein tokens
• Monthly cashbacks for users paying with Safein tokens
• Login Pool to incentivize Safein use among users and websites
• Registration Pool to reward new users
• Referral Pool to grow user base rapidly
Road map
For more information please visit the link below:
Website : https://www.safein.com/
Whitepaper : https://www.safein.com/summary/safein_whitepaper.pdf
Facebook : https://www.facebook.com/safeincom/
Twitter : https://twitter.com/safeincom
Telegram : https://t.me/safeincom
Ann Thread : https://bitcointalk.org/index.php?topic=2903156.0
Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1109350
ETH : 0xaFA49103b15834D6bCF6ac5a2664b0c85e379b4E
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