Cryptoworld: Beluga pay_the first complete mobile point of sale system

According to the World Bank’s Financial Inclusion Database, as of 2015, almost two-thirds of the populations of justfive countries — Indonesia, Philippines, Nigeria, Colombia, and Peru (a combined 630 million people) — remain unbanked.Visit more information : https://www.belugapay.com/

If one includes all middle income and developing nations, that number rises to a whopping 3 billion-plus humans without access to a bank account, let alone access to basic financial tools such as a debit card. Despite leaps made by financial technologies in the past few decades, it is clear that accesss to simple, 21st century financial utilities remains shockingly low.
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Digital payments are the solution that will provide entry to financial inclusion for these billions of people, That said, financial exclusion still remains, in large part, because most merchants in underserved demographics still deal only in cash.

These micro and small businesses (MSMs) — the local food vendors, gasoline stands, mobile phone kiosks — the lifelines for most people, represent over USD 6.5 trillion in transactions annually. Yet less than 10% of these merchants currently accept digital payments.

BELUGA aims to leverage these new technologies to develop an open source asset transferring platform. By thus providing the tools for small businesses and their customers in developing countries to go digital.

Vission

To help the unbanked billions become part of a newer, better,and fairer global financial system.
BELUGA will be fully compliant in every jurisdiction itoperates in,with strict Know Your Customer (KYC) and AntiMoney Laundering (AML) processes.

Mission

BELUGA’s mission to help the unbanked billions become part of a newer, better, and fairer global nancial system. BELUGA will be fully compliant in every jurisdiction it operates in, with strict Know Your Customer (KYC) and AntiMoney Laundering (AML) processes.
Visit more information : https://web.facebook.com/BelugaPay/

Our mission is to make life easier for merchants

We believe it is possible to have one solution to manage payments for your business, customers and personal life.

01. Beluga Point of Sale

A robust mobile app to accept debit, credit and crypto for small businesses. Manage customers and grow with actionable analytics.

02.BELUGA Restaurant Edition

A tablet app to manage servers, tables, orders and food menu. Streamlined to even print out incoming orders for the kitchen.

03.Beluga Peer 2 Peer

An easy to use mobile app to initiate peer 2 peer transfers with friends. Send via credit, debit or crypto and deposit the next day to your bank account.

04.Beluga Payment Data

Merchants can purchase data with BBI tokens to see anonymized spending patterns from their ideal look-alike customers.

Beluga Payment Data Analytics

Big Data is a new and crucial way for small businesses to better know their customers behaviors and patterns. We will build smart solutions to create new revenue streams and grow sales.

BBI Token Utility

Membership

BBI can purchase Beluga Pro membership with advanced analytics and CRM tools.

Factoring

BBI is used to increase merchant deposit speeds, from three businesses days, down to one.

Loyalty rewards

BBI used for rewards (similar to Air Miles).

BBI Token holders Benefits

BBI’s architecture

intends to support hundreds of dierent cryptocurrencies to add exibility to cryptocurrency holders. The communication between the private and public blockchain is done through REST, JSON or other APIs.

BBI Architecture Blocks

Beluga Payment Data API

Access insightful anonymous customer spending data to make better business decisions :

1.Use BBI tokens to purchase anonymous shopping behavior

Access the Payment Data API using Beluga’s native token BBI.

2.Create look alike customers

See patterns of when, where your best customers like to shop and create models that reflect their behavior.

3.Market your business more efficiently

Knowing where else your customers shop allows you to create cross-channel marketing experiences.

Beluga Points Benefits

BELUGA Bank Ecosystem

BBI Tokensale Details

1.Is held by Canadian company Beluga Inc. The IP will be transferred to a not-for-profit Beluga Foundation with a mission to advance tools and services for the unbanked merchants.

2.Beluga Foundation will incorporate as a not-for-profit in Switzerland or Cayman Islands which are known for IP protection, privacy laws and favorable cryptocurrency frameworks.

BELUGA’s solution

is a Hybrid Blockchain model where capabilities are on a BELUGA Private Blockchain BELUGAcore platform along with loyalty and AI environment and the Wallets and Token Balances are kept and transferred between addresses at the Public Blockchain level.

BELUGA Roadmap